Today, my car was back in the repair shop – again.  The correct brake discs turned up, so Steve fited them for me this morning.  It’s all ship-shape now.

I paid the car repair bill. 

£450. 

As a relatively new business, Steve has had a payment terminal installed by his bank so he can accept credit and debit cards from his customers.  Unfortunately for him he never got to use it because I gave him the money in good, old fashioned ‘cash’. 

As I wrote in a different post it was paid from money in our ‘OOF’ Account.  (Ordinary Occurrence Fund, remember?)

Of course, if you have a good handle on your personal finances you should also be in a position to cope with a more serious hit than the car repair bill – such as redundancy or illness, where you can no longer work.  

(Or, if you decided you’d really had enough of your work or the antics of your boss and wanted to tell them where to stick it…)

And, these are real possibilities.  Only last week one of the biggest manufacturing employers here, on the island, laid off half it’s workers in one of their factories. 

A minimum of three months worth of expenses (just expenses now, not income – although for many of you those two figures will be the same) set aside would help you experience a little ‘lightness of being’ and greatly enhance your enjoyment of life.  Of course, if you could manage six months – even better!

Can you imagine how much better it would feel to be in such a position? 

Do you think such a situation is even possible? 

Of course if, like most people, you live from paycheck to paycheck you’re likely to think I’m talking a load of rubbish. 

But let me tell you that it is definitely possible. 

You just need to wake up and decide to do things a bit different. 

It’s possible…if you want it!

(If you got here from anywhere other than my website: www.ifyouwantit.co.uk
feel free to check it out)